Providing integrated financial solutions for California businesses for over 25 years.
Founded in 1999, Open Finance Service has advanced business finance—helping California companies protect assets, access capital, and make strategic property decisions.
Beginning as a boutique finance consultancy in Los Angeles, we've become a trusted provider of business insurance, lending, mortgage advisory, and commercial real estate services—delivering dependable protection and growth-focused solutions.
Over the years, we've expanded our capabilities to include enterprise risk, credit advisory, underwriting support, and complex claims management across business insurance portfolios. Today, we proudly serve over 5,000 businesses across California—from small family-owned companies to large corporations.
Years of Experience
Businesses Served
Client Satisfaction
Support Available
We believe every business deserves transparent, reliable financial solutions—built to protect assets and fuel sustainable growth.
Deliver integrated financial services—insurance, lending, mortgages, and real estate—that safeguard assets and power sustainable business growth.
Set the standard for excellence in California's financial services with innovative, data-driven solutions across insurance and capital markets.
Integrity, Excellence, Innovation, and Compassion guide everything we do. We're committed to building lasting relationships based on trust and exceptional service.
Meet the experienced professionals who lead Open Finance Service with passion, expertise, and dedication to your financial goals.
Chief Executive Officer
With 20+ years in financial services, Michael guides Open Finance Service with a focus on innovation and measurable outcomes for clients.
Chief Risk Officer
Sarah brings 15 years of enterprise risk expertise across insurance and lending—specializing in credit risk, regulatory compliance, and portfolio risk frameworks.
Director of Claims
David oversees our business insurance claims operations—driving fast, fair resolutions across complex property and casualty claims and risk transfer.
Our commitment to clarity, compliance, and measurable outcomes sets us apart in business finance.
Deep understanding of California financial regulations—insurance compliance, lending laws, and real estate disclosures.
Focus on proactive financial planning and risk management rather than reactive issue handling.
Full suite of services—from business insurance and lending to mortgage advisory and real estate.
Dedicated account managers who understand your business and industry-specific needs.
Join thousands of California businesses who protect assets, access capital, and make confident property decisions with our integrated services.