Business Insurance Solutions

Protect your company’s assets, operations, and people with tailored insurance across liability, property, interruption, and workers’ compensation.

Integrated Insurance Program

A modern insurance portfolio built for business resilience—combining liability, property, and interruption coverage with responsive claims support.

We tailor policies to your operations and risk profile, ensuring coverage aligns with contracts, regulations, and day‑to‑day realities. From underwriting to claims, our team provides clear guidance and proactive recommendations.

Whether you’re renewing or expanding coverage, we help optimize limits, deductibles, and endorsements to balance protection with cost.

Comprehensive Coverage
Assets & Liability
Claims Support
Responsive Assistance
Expert Advisory
Dedicated Team
Cost Optimization
Competitive Rates

What’s Included

A balanced insurance portfolio designed to protect operations, property, and people.

General Liability

Protection against third‑party claims for bodily injury, property damage, and personal/advertising injury.

  • Premises & operations
  • Products & completed ops
  • Personal & advertising injury
  • Contractual liability
Commercial Property

Coverage for buildings, equipment, inventory, and business personal property against covered perils.

  • Fire, theft, vandalism
  • Equipment breakdown
  • Business personal property
  • Tenant improvements
Business Interruption

Income replacement and extra expense coverage when a covered loss disrupts operations.

  • Loss of income
  • Extra expense
  • Contingent business interruption
  • Civil authority

Industry‑Specific Insurance

Different sectors face distinct risks. We tailor insurance programs to match your operations and contracts.

Construction & Manufacturing

Industry‑specific programs combining liability, property, builders risk, and business auto—aligned with contracts and project requirements.

  • Contractual and completed operations liability
  • Builders risk and equipment coverage
  • Commercial auto and fleet policies
  • Property and interruption protection
Office & Professional Services

Balanced coverage for offices and consultancies including general liability, property, professional liability (E&O), and cyber.

  • General liability and property
  • Professional liability (E&O)
  • Cyber liability
  • Business interruption
Healthcare & Medical

Programs for clinics and care providers covering liability, property, cyber/privacy, and equipment breakdown.

  • General and professional liability
  • Property and equipment breakdown
  • Cyber and privacy coverage
  • Business interruption
Transportation & Logistics

Coverage for carriers, distributors, and fleets including commercial auto, cargo, warehouse legal liability, and general liability.

  • Commercial auto and MCS‑90 endorsements
  • Cargo and inland marine
  • Warehouse legal liability
  • General liability and property

Simple Claims Process

When covered losses occur, our streamlined claims process ensures quick, fair resolution with minimal disruption to your business.

1
Report Claim

Report via our 24/7 hotline or online portal to open a claim.

2
Adjuster Assignment

An adjuster coordinates inspections, documentation, and next steps.

3
Evaluation

Coverage review, reserve setting, and plan for repair or recovery.

4
Resolution

Payment and recovery, with support until closure and risk mitigation.

Protect Your Business Assets Today

Get a tailored business insurance program aligned with California compliance and your operations.